Secretary or other subsidiaries, the insurance asset management companies, regional professional insurance intermediaries, insurance agents and industry bodies, etc., are not operating Internet insurance business. 'Rules', the Internet sales of insurance business, underwriting, claims, surrender, complaint handling and customer service of insurance business practices by management and insurance agencies responsible for third-party network platform provides network technical support services. Third-party network platform to carry out these operations shall obtain insurance agents, brokers and other insurance business qualifications. Third-party network platform shall collect premiums and transfer payments. 'Rules', the following three categories of insurance business area restrictions will be liberalized: personal accident insurance, term life insurance and ordinary life insurance; the insured or the insured individual's household property insurance, liability insurance, credit insurance and guarantee insurance; independently, complete sales through the Internet, property insurance underwriting and claims service the whole process and the like. Insurance companies these three types of business, the business area can not be extended to the establishment of branch offices of the provinces, autonomous regions and municipalities. Other types of insurance can not be cross-regional operation, and sale of a foreign country can not be guaranteed claims services, resulting in more complaints of insurance agencies, regulatory authorities will take measures to promptly stop its related insurance business. China Insurance Regulatory Commission official said, because the Internet and traditional insurance products, insurance products, there is no essential difference, so the 'approach' does not make a separate report prepared by the 'Internet special products' requirement, but take the line with regulatory requirements consistent product, according to the insurance company self-control level, the level of information and product features, choose the Internet in line with the characteristics of the product to carry out business. Insurance regulators primarily through interim monitoring and supervision afterwards measures to implement exit management to strengthen the monitoring of internet insurance products. Internal mismanagement caused due to misleading sales, loss or disclosure of information and other serious accidents, insurance agencies, 'Rules', the regulator can promptly ordered to stop selling related products. (Original title: China promulgated the Internet insurance regulatory system)
Hangzhou 'Custom bus' launched more than six months struggling some operators line
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