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Five measures, Bank of China Institute of International Finance senior researcher Zhou Jingtong was evaluated as 'very realistic, targeted also very strong.' His analysis, bank loans to businesses, a condition that is very important is to have a guarantee, but confined to the special nature of small and micro enterprises and the 'three rural' industry standard to measure and general terms of lending, these companies can financial support is bound to get limited, 'because of the special nature of the industry, the state set up a special guarantee mechanism is necessary, while providing policy support is not limited to past tax incentives, the fundamental problem is the need to address the small or micro ' Agriculture 'either no guarantee, collateral or no problem. '' If the establishment of a guarantee mechanism that can better crack financing problems most critical part. 'Zhou Jingtong summary. In fact, as early as April this year, when Li Keqiang visits ICBC and China Development Bank that emphasizes the structural adjustment of financial support steady growth, the importance of small and micro businesses and services. July last day of the State Council executive meeting, Li also said that adhere to market-oriented and policy support combined with targeted financing guarantee industry to accelerate the development, deepen financial reform, small and micro enterprises and break the 'three rural' financing problems, is the improve directional control important measure conducive to promoting popular entrepreneurship and innovation, support the 'three rural' to strengthen the real economy 'cell' vitality, reinforce the foundation of the national economy. 'The overall idea is a consistent of.' Zhou Jingtong noted Li Keqiang has stressed that the financial support and services to small and micro economic entities, 'agriculture', this is a further refinement of a number of measures on the latter, 'mainly from the last large financial and banking fees to lower levels and to increase support for the real economy, etc., this is mainly to promote the establishment of specific financing guarantee mechanisms to effectively solve the small and micro 'Agriculture' financing difficulties, financing your and other 'inherent' the problem, to make up for deficiencies institutional mechanisms. 'this year the official series of moves, to resolve the small and micro enterprises,' three rural 'financing difficulties, financing your've received some success. However, experts also advise, follow-up must not be taken lightly. For example, the National Development and Reform Commission official website on July 31 published an article that,