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ï»\xBF%. 'Zhu Ming, director of Health Economics, Nankai University and Medical Center for Security Studies believes that the full implementation of serious illness insurance can effectively alleviate the poverty caused by illness problems. â—\x8E Examples early 2014, Beijing launched the urban and rural residents illness insurance policy at the time , without increasing the contribution insured premise, from the residents happened threshold above 50,000 yuan (inclusive) cost less by serious illness insurance fund reimbursement of 50% cost more than 50,000 yuan by serious illness insurance reimbursement funds 60%. at the same time, Beijing on the implementation of serious illness insurance uncapped reimbursement policies. Jiangxi Province since 2013 pilot catastrophic insurance system in Xinyu and other places. NCMS patients in the overall regional hospitals for treatment, after the basic medical insurance reimbursement, individual pays compliance cost of medicines per capita net income of farmers over part of last year, were included in the scope of serious illness insurance reimbursement. in Xinyu for example, in 2013, to enjoy serious illness insurance compensation rate of urban and rural residents reported actual junction increased by 15%. Zhu Ming, the opinion in determining the level of protection of serious illness insurance, also asking for two things, one is 'in accordance with changes in urban and rural incomes, create a dynamic adjustment mechanism'; the second is 'to encourage local groups to explore specific measures appropriate to the difficulties inclined, efforts to improve the serious illness Insurance underpinning guarantee accuracy. 'this is a serious illness insurance compensation mechanism to strengthen the quality and efficiency will be limited by serious illness insurance fund in the crowd who really desperately need. not reimbursed part of how to do?' the full implementation of serious illness insurance , does not fully ensure that every seriously ill patients are not catastrophic expenditures. 'National Planning Commission about the health of the person in charge at the time to interpret the views expressed, and strengthen the linkage complementary basic medical insurance, serious illness insurance, medical assistance, emergency relief disease, commercial health insurance and charitable assistance system between the clear division of labor, in order to better and avoid poverty caused by illness. â—\x8E Examples guaranteeing that families Jiangxi Shangrao City, Shinshu area E Jianying died in a car accident after her husband was diagnosed with breast cancer, treatment costs spent 210,000 yuan basic medical insurance and serious illness insurance reimbursement for her to spend more than half, while the removal of the basic medical insurance reimbursement and serious illness, she also received a $ 50,000 gold and 16,000 yuan catastrophic care of serious illness relief fund.